Lower Rates
Higher Service
- Better rates, every time with our FairQuote mortgage rate discounting.
- Breathe Easy. Altura’s simplified processes make mortgage approvals a breeze. Get answers in minutes, not hours.
- Real Solutions, No Gimmicks. More lender options and customized mortgage freedom faster planning available.
- No Fees for the vast majority of our customers.
Toll Free 1 888 767 5414 | KW & Cambridge 519-568-3377
Altrua Mortgage FairQuote System
Transparency, trust and maximum savings are imperative when securing mortgage financing. This is why Altrua Mortgage offers you our unique FairQuote mortgage pricing system.
All Mortgage Brokers are paid a commission by Banks and mortgage lenders to arrange your mortgage. With FairQuote, Altrua uses a portion of this commission to lower your interest rate to levels that most Banks and Brokers are unwilling, or unable to provide. The larger the mortgage commission paid to us, the more we invest into lowering your rate.
We are therefore paid the same no matter what mortgage company, term or size. This means more transparency, more trust and ultimately more savings for you.
Understanding Your Mortgage Options
There are hundreds of mortgages available from dozens of lenders – each with unique benefits, and potential costs in the fine print. Altrua demystifies mortgage shopping by providing mortgage education and guidance in plain language. Then we deliver only the mortgage options that are in your best interest. For example, which below is right for you?
No Frills Mortgage
- High penalty to exit
- Higher rate provided if ported
- Collateral charge – Lender Lock In
- Less pre-payment flexibility
- Monthly interest compounding
Full Feature Mortgage
- Far lower exit penalty
- Discounted rates if ported
- Non collateral – end of term freedom
- Flexible pre-payment clauses
- Semi-annual interest compounding
We’re In It With You For The Long Run
Because your mortgage is a long term endeavour, only long term partner can help you save the most.
Altrua’s On Going Services Include
Life Changes
Planned or unplanned changes in your life can affect your housing and your mortgage. We’re here for support and advise when you need it.
Long Term Planning
Your mortgage is a great financial planning tool that can be used to increase your net worth. By understanding you and your goals, we can provide more effective long term solutions.
Savings Opportunties
Market-driven savings opportunities often arise over the term that go unnoticed. Our unique systems pro-actively identify these opportunities throughout your term, resulting in even more savings.
Renewal Time
Mortgage renewal dates come and go, leaving clients stranded without help to ensure the lowest rate. We contact clients prior to renewal and ensure the lowest rates always.