Lower Rates

5 Year Fixed Base Rate 2.39%
5 Year Variable Base Rate 1.80%
3 Year Fixed Base Rate 2.29%

Higher Service

  • Better rates, every time with our FairQuote mortgage rate discounting.
  • Breathe Easy. Altura’s simplified processes make mortgage approvals a breeze. Get answers in minutes, not hours.
  • Real Solutions, No Gimmicks. More lender options and customized mortgage freedom faster planning available.
  • No Fees for the vast majority of our customers.

Toll Free 1 888 767 5414 | KW & Cambridge 519-568-3377

Mortgage Broker Secrets

Altrua Mortgage FairQuote System

Transparency, trust and maximum savings are imperative when securing mortgage financing. This is why Altrua Mortgage offers you our unique FairQuote mortgage pricing system.

All Mortgage Brokers are paid a commission by Banks and mortgage lenders to arrange your mortgage. With FairQuote, Altrua uses a portion of this commission to lower your interest rate to levels that most Banks and Brokers are unwilling, or unable to provide. The larger the mortgage commission paid to us, the more we invest into lowering your rate.

We are therefore paid the same no matter what mortgage company, term or size. This means more transparency, more trust and ultimately more savings for you.

Understanding Your Mortgage Options

There are hundreds of mortgages available from dozens of lenders – each with unique benefits, and potential costs in the fine print. Altrua demystifies mortgage shopping by providing mortgage education and guidance in plain language. Then we deliver only the mortgage options that are in your best interest. For example, which below is right for you?

No Frills Mortgage

  • High penalty to exit
  • Higher rate provided if ported
  • Collateral charge – Lender Lock In
  • Less pre-payment flexibility
  • Monthly interest compounding

Full Feature Mortgage

  • Far lower exit penalty
  • Discounted rates if ported
  • Non collateral – end of term freedom
  • Flexible pre-payment clauses
  • Semi-annual interest compounding

We’re In It With You For The Long Run

 Because your mortgage is a long term endeavour, only long term partner can help you save the most.

Altrua’s On Going Services Include

Altrua Mortgage Guides

You’ve probably heard the old line ‘knowledge is power‘. But when it comes to mortgages knowledge is savings. Check out our easy to read guides to get an excellent foundation of mortgage education. Then if you’re  hungry for some personal guidance and unique options, contact us for a free, no obligation conversation.

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