After applying for a mortgage with Altrua Financial, if you find a better rate on your primary owner-occupied residence we will beat it OR give you $500 after closing the mortgage with Altrua Financial.
All rates are available On Approved Credit and are subject to terms. Applying for a rate does not guarantee any borrower the rate – the borrower must meet Altrua Financial (Brokerage) and Lender criteria to qualify for any rate with this Brokerage.
The mortgage must be for a HOME PURCHASE, 5 year fixed or variable term and have similar or better fine print benefits.
A competitive full mortgage approval must be shown to us in writing within 7 days after your application with us.
‘Effective rates’ do not qualify – the competitive rate must be seen in a major lender approval document.
The mortgage needs to be insured or insurable. Uninsured mortgages including rental property, refinance, 30-year amortization do not qualify under our rate guarantees.
Rate Guarantee offer is subject to change without notice at the sole discretion of Altrua Financial Inc. or any of its employees. For example, market-based increases or fluctuations in mortgage rates may periodically prevent Altrua Financial from competing with a previously approved mortgage rate offer from a lender.
Applies to first mortgages only. Guarantees are not subject to second mortgages, private financing or alternative financings.