1 2018-01-10T12:09:43-05:00
bbb mortgage broker
mortgage broker review

Buy a Property or Renew Your Mortgage – With Confidence.

We strive to make your mortgage approval a breeze, and we don’t leave anything to chance. Check out our simple step-by-step mortgage approval process just below.

Click to See Our Mortgage Approval Process

$13 Billion in Mortgages Funded Annually Within our Partner Network.

As part of the Verico Mortgage Broker Network Canada, we participate in enormous mortgage volumes that give us access to the best possible lender rates. From here, we as Mortgage Brokers lower rates even further for our clients by sacrificing some of our lender paid commission.

Same Great Mortgages as the Bank. Simply at lower rates.

And over 20 more lenders.

Kitchener Mortgage Broker - Brent Richardson

We’re Experts Working for you, with you.

Get a highly trained Mortgage Broker who cares deeply about your goals – not the Banks’ bottom line. We provide unbiased mortgage options and guidance for your best result. Then we handle all the mortgage legwork – without charging a fee.

Click to Ask a Question or Call 519-568-3377 for a no obligation chat.

Socially Responsible. Community Focused.

For each mortgage funded, we sponsor several local and global causes. We offer you the opportunity save more on your mortgage, while improving our community in meaningful ways.

Read Our Story and How We Give Back

mortgage broker family
5 Year Fixed 2.94%
5 Year Variable 2.26%
3 Year Special 2.69%

Lowest Rates Available. Guaranteed.

We guarantee you the best mortgage rates available. If you do find a better rate, we will beat it or give you $500. 

Mortgage flexibility and quality count. Our lower rates come from high volumes and deeper lender discounting – not ‘high penalty’ or other costly mortgage limitations.  


From the Blog

  • best mortgage broker

How do I Choose the Best Mortgage Broker? The Ultimate Guide to Mortgage Broker Differences, Benefits and Disadvantages

November 5th, 2017|0 Comments

How do I choose the best Mortgage Broker? The Ultimate Guide to Mortgage Broker Differences, Benefits and Disadvantages For mortgage seekers who [...]

  • Kitchener Mortgage - Mortgage Renewal Guide

Mortgage Renewal: The Ultimate Guide

August 10th, 2017|0 Comments

Mortgage Renewal: The Ultimate Guide If your mortgage is coming up for renewal, this is an excellent time to revisit your real estate plans [...]

10 First Time Home Buyer Rookie Mistakes

May 6th, 2017|0 Comments

10 First Time Home Buyer Rookie Mistakes, and How to Avoid Them Buying a home, especially for the first time, [...]

How to Get the Best Mortgage Rate

April 30th, 2017|0 Comments

The Complete Guide on How to Shop for the Best Mortgage Rate Most mortgage shoppers don't discover the simple truth. Unfortunately, [...]

 Mortgage Specialists

Providing the Lowest Rate First Mortgages, Second Mortgages and Private Mortgages across Ontario

Mortgage Lenders Based in Kitchener-Waterloo, Guelph, Milton, Brantford and throughout Ontario

Kitchener is a vibrant and rapidly developing City in Southern Ontario with a population of about 240,222 people in 2017,  and population growth is at a stable 7% year-over-year rate. The City is situated in the heart of the Waterloo Region tech triangle and has attracted major presences of some of the biggest names in technology including Google, Netsuite, and Vidyard. But perhaps, more importantly, are the hundreds of budding start-up companies that will provide a fertile, long-term economic growth platform. As leading Mortgage Brokers Kitchener we are a proud product of this local innovation and provides the lowest mortgage rates across Ontario. There are several Kitchener Mortgage Brokers available, but only we focus on providing the lowest mortgage rates. This helps to make buying a home, or refinancing a mortgage in Kitchener more affordable and also provides a better piece of mind. Real estate sales and values should remain strong given the stable and diversified local economy, and proximity to GTA.  This local growth is attracting investors from across Ontario too, which has recently lent to 10% per year growth in the local Kitchener housing market, according to the Kitchener Waterloo Real Estate Board.

kitchener real estate

The City of Waterloo has a rich history of innovation, industry, and quality of life. These are all major considerations when buying a house and selecting a Waterloo Mortgage Broker. As Mortgage Brokers Waterloo we are aligned with this local culture of innovation with its lowest mortgage rate discounts and industry-leading mortgage services. The City itself, with a current 2017 population just over 100,000, has long relied on a diverse economy that includes top Life Insurance company presences such as Sun Life, Manulife, Economical and Equitable Insurance. There is also a substantial high technology economy,  that continues to bud from the University of Waterloo. Local presences include Blackberry and OpenText, as well as dozens of other growing global brands. The Waterloo Real Estate market is currently stable and growing in 2017, and it looks as if this trend will continue well into 2018. Helped by some of the lowest mortgage rates in history, and an excellent well-diversified economy. Waterloo is certainly an excellent place to get a mortgage and call home.

We are also proudly serving Guelph, Milton and Brantford Ontario. WE offer full online and in-home service to these Cities and offers the best mortgage rates available.

The population of Guelph recently exceeded 130,000 people and is a unique place in Canada, with a close-knit community and emphasis on sustainability. As leading Mortgage Brokers Guelph offers the lowest rates in the area. If you’re looking for a Guelph Mortgage Broker that provides fast and accurate service, contact us today.

Milton is one of the fastest growing cities in Ontario. The City offers close proximity to GTA and the countryside, making for an excellent quality of life. Homes for sale in Milton offer excellent value within the GTA. Your Milton Mortgage Brokers at we can help you find your perfect home financing solution.

Brantford offers one of the best values for home ownership in Ontario. Its proximity along highway 403 gives easy access to the GTA, while housing prices are not reflective of those in GTA. For example, housing prices in Hamiltion, which is just 10-15 minutes drive away  is about $150,000 more a similar home. Brantford offers a small town feel, with large City amenities. Your Brantford Mortgage Broker will help you make your mortgage go further at the best mortgage rates. Contact your Mortgage Broker Brantford today.