Save thousands on your mortgage, starting with our lower rates.

We constantly shop dozens of top lenders and regularly check our competition to ensure we’re providing you with the lowest market rates. We even have 2 rate guarantees to back up our commitment.

LEARN ABOUT RATE GUARANTEES

5 Year Fixed 1.55%
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5 Year Variable 1.15%
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3 Year Special 1.44%
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And over 50 more lenders and Brokers shopped daily.

Premium mortgage features and flexible small print.

Our mortgages are full feature, meaning no hidden catches, higher penalties, or expensive surprises in the fine print. There are no lender fees, broker fees, or appraisal fees for the vast majority of our low-rate clientele.

Get a premium feature mortgage with the same or better fine print as your bank, even from your own bank!

We’re experts working for you, with you.

Get a highly trained Mortgage Broker who cares deeply about your goals – not the Banks’ bottom line. We provide unbiased mortgage guidance and advice for your best result. Then we handle all the mortgage legwork – quickly and efficiently.

  • Fast, transparent rate quotes.
  • No obligation pre-approval.
  • No hard credit check for pre-approval.
  • Dedicated VIP level service from start to finish.

Click to Ask a Question or Call 1-877-248-9210 for a no-obligation chat.

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Kitchener mortgage happy

Our mortgages give back.

Altruism (al-tru-ism): is the belief and practice for the well being of others. This reflects Altrua’s approach to mortgage service and the community.

For each mortgage funded, Altrua sponsors several important causes. We offer you the opportunity save more on your mortgage, while improving our community in meaningful ways.

Read Our Story and How We Give Back

Our clients are some of the happiest. With 2000+ clients served and over 100 5 star Google reviews, here is what they’re saying.

Mortgage Education Centre

Customer education is at the heart of our approach to mortgages. Our articles, written by Brent Richardson, Certified Financial Planner and Principal Mortgage Broker, consistently rank on Google as some of the leading mortgage articles in Canada. We invite you to browse and connect with us at your convenience.

Click for More Articles!

Proudly serving from our office locations in Kitchener Waterloo, Cambridge, Ottawa, London, Hamilton, and Mississauga – serving all of Ontario.