Altruism (al-tru-ism): is the belief and practice for the well-being of others.
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Our clients are some of the happiest. Here’s what they’re saying.
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Hearing alot about 'walking away' from home sales and 'leaving deposits'... Not from my clients thankfully
But its happening, the question is: Are there lawsuits? As I understand the seller can take deposit AND sue for losses
I imagine mass lawsuits are starting
Stay tuned...
Banks are increasingly facing credit losses, upping their loss provisions by billions $ ahead of regulator (OFSI) changes
Canada's big banks face more credit losses amid mortgage renewal crunch
Credit losses must peak and interest rate cuts must be closer at hand before banks enter recovery territory, analysts say
ca.finance.yahoo.com
Q3 Real GDP is expected to come in weaker for the second consecutive quarter, driven by lower manufacturing and discretionary spend
This momentum is expected to continue into Q4, which represents almost a year of negative Real GDP and well over a year of per capita GDP decline
In Q3 2023 retail sales dropped by 2.3%
On a per capita basis, retail sales plunged by 5.6% in the quarter
According to recent cardholder spending reports, retail sales are expected to drop further in Q4, supporting a BoC rate hold in December
Hey Mortgage Fans, I'm re-launching the weekly mortgage report! Every Friday around lunch you'll find current best rates, market guidance and mortgage advice. Ask anything! 👇👇
Insured Fixed:
5 YR: 5.23%
3 YR: 5.53%
2 YR: 6.19%
Uninsured Fixed:…
I consider myself to run a fairly tight ship when it comes to business, but over the last 2 days I have scanned our financials and determined over $1,500 in monthly savings. The biggest savings were in:
- Cell plan ($120 down to $50)
- Busienss telephone ($299 down to $70)
- App…
For anyone interested in understanding and discussing economics better, this is the best book I have read on the subject.... Unfortunately not on audio, not on Kindle... you actually have to pick the thing up and read the goddamn words...
The next major 10x technology improvement won't be based on a silicon chip, it will be a new paradigm - a different way of thinking and awareness as an end in itself
We're sold self determination, but for many this is at least in part, an illusion - even when opportunities for…
Friendly reminder: An economy based on capitalism MUST grow
The system can not exist with negative growth in the long term
The global economy is based on this
So either there's growth, or the system dies. There's no grey area
Ultimately this will determine policy, long term
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