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Buy, Renew or Access Your Homes Equity – With Confidence.

No matter what your mortgage need is, Altrua is here to simplify the process and help make your approval a breeze. 

We are a licensed Mortgage Brokerage, with over 12 years history serving clients across Ontario.

Fully online, secure digital mortgage closings available. No paperwork, no stress. 

Same Great Mortgages. Simply at Lower Rates.

We begin by using our high mortgage volumes and close lender relationships to access the best possible lender rates. From here,  Altrua Financial lowers its customers’ rates even further by sacrificing some of its lender paid commission. 

Our Competition Might Lower Your Rate On Exception. We Lower Your Rate By Policy.

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And over 100 more lenders available.

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We’re Experts Working for you, with you.

Get a highly trained Mortgage Broker who cares deeply about your goals – not the Banks’ bottom line. We provide unbiased mortgage options and guidance for your best result. Then we handle all the mortgage legwork – quickly and efficiently.

Click to Ask a Question or Call 1-877-248-9210 for a no obligation chat.

Our Mortgages Give Back.

Altruism (al-tru-ism): is the belief and practice for the well being of others. This reflects Altrua’s approach to mortgage service and the community.

For each mortgage funded, Altrua sponsors several important causes. We offer you the opportunity save more on your mortgage, while improving our community in meaningful ways.

Read Our Story and How We Give Back

Kitchener mortgage happy
5 Year Fixed 1.59%
5 Year Variable 1.15%
3 Year Special 1.49%

Lowest Rates Available. Period.

We will quote you the best mortgage rates available in Ontario. But if you do happen to find a better rate, we will beat it or give you $500. 

Mortgage flexibility and quality count. Our lower rates come from high volumes and deeper lender discounting – not ‘high penalty’ or other costly mortgage limitations.  


Mortgage Education Centre

Customer education is at the heart of our approach to mortgages. Our articles, written by Brent Richardson, Certified Financial Planner and Principal Mortgage Broker, consistently rank on Google as some of the leading mortgage articles in Canada. We invite you to browse and connect with us at your convenience.

Click for More Articles!

Read Our 2021- 2023 Mortgage Interest Rate Forecast

We don’t aim to be the biggest Mortgage Broker. Instead, our goal is to provide the best. One satisfied customer at a time…

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Ontario Mortgage Specialists

Providing the Lowest Rate First Mortgages, Second Mortgages, Home Equity Loans and Private Mortgages in Waterloo Region, Ottawa, London, GHA, GTA and across Ontario

Proudly serving from our office locations in Kitchener Waterloo, Cambridge, Ottawa, London, Hamilton, and Mississauga – serving all of Ontario.