Altruism (Al-tru-ism) is defined as – The belief and practice of selfless concern for the well-being of others.
This reflects Altrua Financial’s approach to service, and it’s why we provide mortgage solutions that place your highest prosperity, and the success of our communities, at the forefront of everything we do.
We are a socially conscious Ontario based Corporation that provides:
For You
- A simple and understandable mortgage process, that saves you more time and more money.
- Sincere mortgage guidance, options and planning designed to help you become mortgage free sooner.
- Mortgage-based Financial Planning to help you build wealth and gain better peace of mind.
The real estate and the mortgage are the largest part of a the financial picture form many, and a perfect starting point for a Financial Plan. So we offer optional, free ‘Advice Only’ financial planning as a high value add service. We do not earn commissions off investments or life insurance sales. This allows for the highest quality in objective Financial Planning at no extra cost, and answers to your most pressing financial questions about debt management, income tax reduction and retirement.
For Your Community
We are an economic platform for social benefit and growth. So for each mortgage funded, we donate to these important causes:
X-Prize
X-Prize is an innovation engine and facilitator of exponential human growth. By funding competitions in areas such as disease, global learning, environmental sustainability, space exploration – thousands of the worlds brightest minds are drawn together to solve some of humanities toughest problems.
Kiva Microloans
100% of donations to Kiva are lent out as microloans to help borrowers, primarily in third world countries, start or grow a business, attend school, access clean energy or realize their potential. By helping people create opportunities for themselves, Kiva is one of the worlds most effective organizations in the fight against poverty. Kiva reports an impressive microloan borrower repayment rate of 97.1%, and loans paid back are then re-lent to a new individual.
Covenant House
The largest organization in Canada serving youth who are homeless or at risk. They advocate for youth to live free from homelessness and are based on values of absolute respect and unconditional love. Over 300 youth are assisted each day. Over 3,500 meals served each week, and almost 5,000 visits to their heal care center are received each year.
Ontario Vipassana Centre
Vipassana means ‘to see things as they are’. A meditation technique training centre that encourages a practical method for self awareness, and balance in daily life. The teaching is based on a thousands year old tradition and is free for anyone to attend.
United Way
United Way is a global not for profit movement that identifies societal gaps and mobilizes local love, to strengthen the areas we live and raise our families. In Canada, United Way operated in over 100 communities each governed by an autonomous Board. They are the largest investor in social services after the Government addressing issues of poverty, homelessness, hunger and mental health.
Grand River Hospital
Donations support clinical health research and education in Waterloo Region, and access to the best health care.
Save The Children
Founded on the belief that each child has the right to survive and reach their full potential – in Canada and around the globe. Through collaborative local partnerships, they focus on the most marginalized and hard to reach children, with a goal of being the first on the ground in a time of crisis and the last to leave. Over 90% of donations are sent directly to children, to make real, positive differences in their lives.
Eco Justice
As Canadas largest environmental law charity, Eco Justice goes to court and uses the power of the law to combat climate change, defend nature and fight for the environment. Their strategic and innovative public interest lawsuits lead to legal precedents that result in long term solutions to the most important environmental problems we face. There are currently 31 active court cases.
Tree Canada
Planting trees is vital to slowing and reversing the greenhouse effect. Tree Canada focuses on large reforestation and urban tree planning initiatives. By planting a tree for each mortgage Altrua funds, along with our paperless transactions and digital mortgage processes, we intend to be a carbon-neutral company by the end of 2021.
