- A leading mortgage expert and rate strategist in Canada: Get personalized mortgage information and the best rates, regardless of credit or income – no hard credit check, no obligation.
- Over 17 years of industry experience with 1900+ mortgages personally approved: Get a fast 1 day approval, increase your approval limit, or lower your payment and mortgage rate. We’ve helped all types of financial situations.
- Certified Financial Planner (CFP®) and Accounting credential: Advanced financial experience and creative solutions for complex debt consolidations, self employed income, tax deductible mortgage strategies, and non-standard financial situations.
- We’re determined to lower your mortgage rate and make your approval a breeze: Apply today for more options and better results.
| Mortgage Term | Best Rate |
|---|---|
| 5 Year Fixed | 3.84% |
| 3 Year Fixed | 3.79% |
| 5 Year Variable | 3.50% |
Discover Our Unique Approach to Mortgage Financing
Operating at the Intersection of Mortgages and Financial Planning
We optimize the debt side of your household balance sheet to help you grow assets more efficiently and effectively.
- Achieve retirement goals by balancing investing and mortgage freedom.
- Apply proven income tax planning strategies to accelerate mortgage repayment and your growth as an investor.
- Free up cash flow by minimizing interest costs and optimizing mortgage structure.
- Gain financial clarity and peace of mind knowing your finances are on the right track.
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About Altrua Financial
Leading independent Mortgage Brokers in Kitchener, serving all of Ontario
We’re leading local mortgage brokers in Kitchener, serving clients across Ontario. Our clients appreciate deep knowledge of the local housing market and neighborhoods, while also working with a team that is tightly knit and widely recognized within the community. But todays homeowner also requires the best mortgage rates and the highest level of financial guidance and advice.
As seen from existing client reviews, in the education articles on this site, and on Youtube and X, we strive to deliver this unique combination of low rates and top solutions based advice. Our education content has a wide reach that helps us to serve clients from across Ontario with the same high levels of service as our local clientele in Waterloo Region.
We use encryption and advanced security to ensure your information and privacy are always safe. Our approval process has been engineered from start to finish with you in mind, for a pleasant and enriching mortgage experience.
Connect with us today and see the difference for yourself.