Providing the Best Mortgage Solution for Any Situation

We provide fast, flexible mortgage approvals for complex applications and unique situations

Brent Richardson

Principal Mortgage Broker/ Owner, Certified Financial Planner (CFP®)

  • A leading mortgage expert and rate strategist in Canada: Get personalized mortgage information and the lowest rate, regardless of credit or income –  no hard credit check, no obligation. 
  • Over 17 years of industry experience with 1900+ mortgages personally approved: Get a fast 1 day approval, increase your approval limit, or lower your payment and rate. We’ve helped all types of financial situations.
  • Certified Financial Planner (CFP®) and Accounting credential: Advanced financial experience with deep insight into complex debt, self employed and Smith Maneuver applications. 
  • We’re determined to lower your mortgage rate and make your approval a breeze: Apply today for more options and better results.
Mortgage Term Best Rate
5 Year Fixed 3.69%
3 Year Fixed 3.79%
5 Year Variable 3.95%

Discover Our Unique Approach to Financing

Top Mortgage Articles and Guides

>> Our leading mortgage articles and guides on Google are read over 30,000 times per month. <<

Comprehensive Financial Plan 

Your real estate and mortgage may be your biggest asset and expense. Let’s optimize both to increase your wealth and reach your goals with confidence.

  • Achieve retirement and major goals by balancing savings and mortgage freedom. 
  • Review investment strategies and optimize returns.
  • Minimize your income tax before and after retirement to save thousands.
  • Estate planning to minimize income tax in the end.

Book a No Obligation Call

Kitchener Mortgage Brokers, Serving the Best Mortgage Rates in Ontario

We’re Kitchener mortgage brokers serving clients the best mortgage rates across Ontario. We use encryption and high-level security to ensure your information and privacy always remain safe. Our approval process has been engineered from start to finish with you in mind, for a pleasant and enriching mortgage experience. Connect with us today and see the difference for yourself.