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Proudly serving Ottawa for over 5 years.

Buy, Renew or Access Your Homes Equity – With Confidence.

Altrua Financial is Ottawa’s leading full-service, disclout rate Mortgage Broker. For any mortgage need, we will help make your approval a breeze.

Click to check out our simple step-by-step mortgage approval process.

Same Mortgages as your Bank. Just at Lower Rates.

We start off with high mortgage volumes and close lender relationships to access the lowest lender rates. From here, Altrua reduces your rate even further by lowering its lender paid commission. 

Our Competition Might Lower Your Rate On Exception. We Lower Your Rate By Policy.

And over 20 more lenders.

Kitchener Mortgage Broker - Brent Richardson

We’re Highly Trained Mortgage Experts Working for You.

Get an Ottawa Mortgage Broker who is deeply committed to your goals – not the Banks’ bottom line. In a market where mortgages may seem all alike, we take the time to get to know your goals and ensure maximum long-term savings on your biggest expense.

Click to Ask a Question or Call 613-265-6740 for a no-obligation chat.

Our Mortgages Give Back.

Altruism (al-tru-ism): is the belief and practice in the well-being of others. This reflects Altrua’s approach to mortgage service and our community in Ottawa.

For each mortgage funded, Altrua sponsors several important causes. We offer you the opportunity to save more on your mortgage while improving our local community in meaningful ways.

Read Our Story and How We Give Back

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5 Year Fixed 1.74%
5 Year Variable 0.94%
3 Year Special 1.59%

Lowest Rates Available. Period.

We will quote you the best mortgage rate available in the Ottawa market and in Ontario. But if by some chance you do discover a better rate, we will beat it or give you $500. 

Importantly, the lower rates you find with us result from our effective business model and top tier lender relationships – NOT ‘high penalty’ or other expensive mortgage fine print conditions. 


The Top 10 Reasons To Get a Mortgage

And Own Property In Ottawa

  1. Economic Diversity

With the strong Public Sector backbone employing over 100,000 locals, Ottawa is a leader in Clean Technology, Aerospace Technology, and Digital Media.  In partnership with local governments and corporate incubators, these economic growth hubs empower many innovative and stable companies that will continue to provide diversity and employment for the Ottawa Carleton area. There are currently over 1,841 technology companies located in Ottawa making it a core Technology and innovation hub in Canada.


  1. Stable Housing Market

For a large Metropolitan Area over 1 million people, the housing market in Ottawa offers excellent value. While average Toronto detached sales prices are over $1 million, average Ottawa home sales are just above $500,000 in 2019.  Prices will trend upwards over the long term given the vital importance of this area for the continued success of the Nation on the world stage, a highly educated workforce and its diverse and expanding corporate sector. As Ottawa mortgage brokers, we are happy to help you become part of – or expand your ownership in this excellent market. 

  1. Most Advanced in Higher Education

Home to over 73,000 full-time students at The University of Ottawa, Carleton University and Algonquin College – there is no shortage of highly educated and talented individuals, many of whom remain in Ottawa and support the local real estate market. But talent coming in from many areas of Canada and the world are what have made Ottawa, Canada’s most educated workforce with over 120,000 graduate level employees working here. For graduates looking for an Ottawa mortgage broker and the lowest mortgage rates, contact Altrua Mortgage Brokers Ottawa for more information and an approval quote.

  1. A community of Festivals and Activities

Entertainment and festivity are an ongoing part of the life here. Some of the festivities include skating on the Rideau Canal, Winterlude celebrations, Ottawa Wine and Food Festival, and Blues and Jazz festivals. Not to mention some of the biggest Canada Day celebrations you can find. Ottawa has been quoted as an ‘electric City’ and there’s never a shortage of fun!


  1. Award-Winning Public Transportation

It is very easy to get around in Ottawa with one of the most diverse, clean and well planned public transportation systems in Canada boasting more bike and walking trail KMs per person than any other major Canadian City. A new $1 billion dollar rapid transit system and substantial rapid transit upgrades are underway to ensure an infrastructure capable of handling growth and providing excellent livability. Ottawa is also home to its own International Airport.


  1. Vibrant Culture, Parliment and Top Museums

As a major tourist destination catering to those who want to learn about Canadian History and Culture, Ottawa is offers several world class museums including the National Art Gallery, Canadian War Museum, Canadian Museum of Nature and The Canadian Air and Space Museum to name a few. Parliament Hill is home to the House of Commons and Supreme court – both of which are welcoming to the public. Everyone loves the Byward and Sparks St markets which provide an array of dining, shopping and nightlife all year round.



  1. Close Proximity to Major Markets

Within a 3 hour drive to Greater Toronto and 1 hour drive to USA – Ottawa is close to major market economies that will continue to offer support for stability and growth.



  1. Inventory of Serviced Development Sites

The area has an excellent inventory of serviced land that is ready for development by factories, offices, commercial and residential initiatives. This is an excellent local feature that will support long term economic growth and positively affect the real estate markets.

  1. Voted Top Major City in Canada for Livability

For several years in a row, Ottawa has been voted the best City in Canada to live in by the Toronto Star and Money Sense Magazine. While other cities have risen and fallen over the years, Ottawa has most consistently stayed at the top of these lists.


  1. Lowest Rate Mortgages in History

Owning a piece of this magneticc, strong and stable community has never been more affordable with mortgage rates that continue to be at all time lows. Contact Altrua – your Ottawa Mortgage Brokers for more information on your home purchase, mortgage renewal, refinance or investment in this exciting moment of opportunity.