5 Year Fixed 2.39%
5 Year Variable 1.80%
3 Year Special 2.29%


Altrua Financial Kitchener Waterloo specializes in mortgage-based financial planning to help you lower your mortgage costs while building wealth.  We are Certified Financial Planner (CFP) designated and utilize some of the most advanced and effective financial concepts available in the Canadian market.

Our unique perspective and client-focused approach is unmatched locally and is perfect for those looking at using real estate to help improve their returns on investment.

Some of Our Partners

TD Canada Trust Logo
Scotiabank Logo
Manulife Bank Logo
Verico Mortgage Brokers Network Logo

Altrua Financial is part of the Verico Mortgage Broker Network, which helps more than 45,000 families fund over $13 Billion in Mortgages each year.

Top 10 Reasons To Get a Mortgage

And Own Property In Kitchener Waterloo

10. Economic Diversity

Kitchener-Waterloo enjoys well established and diverse industries including advanced manufacturing, insurance, and high technology. There is also very stable employment in Education and Healthcare. Major corporate presences include Sun Life Financial, Manulife, Blackberry, Economical Life, Equitable Life, Open Text, Desire to Learn and Google.


9. Start-Up Community

Home to major start-up incubators including the Communitech Hub, the Kitchener is currently experiencing a start-up revolution that has produced several groundbreaking international successes including Kik, Thalmic Labs, and Vidyard.


8. Festivals and Entertainment

There is no shortage of fun and excitement for everyone, with an endless stream of festivals and entertainment. Some of the notables that attract tens of thousands include The Jazz and Blues festival, Multi-Cultural Festival and world renowned KW Oktoberfest!


7. Victoria and Waterloo Parks

Both Cities offer a multitude of tranquil parks and peaceful settings, notably the well-developed Victoria and Waterloo parks that surely help provide genuine fun and relaxation for visitors.



6. Affordable Housing

Relative to pricing in Toronto, yet within a 1-hour drive, the average sale price in Kitchener Waterloo in 2015 was $344,405 vs. $1.017 million in Toronto. Another great reason to contact Altrua, your Kitchener Waterloo mortgage broker for home and investment ownership here.

5. Rapid Transit and Infrastructure Development

To handle the substantial growth expected by all levels of government, Kitchener Waterloo and Cambridge are currently installing a $1 Billion light rail transit system, expanding its Go Train service to GTA and building a substantial Transit hub in Kitchener City centre.


4. University Town

The University of Waterloo, Wilfred Laurier University, and Conestoga College have a combined full-time student population of over 60,000 and provide some of the top programs internationally in Computer Science and Engineering, Business and Social Sciences. These schools provide a critical flow of highly educated talent that will continue to spur growth and the local startup revolution, and housing appreciation in Kitchener Waterloo. Check out the Velocity website for a good idea of the impact the local schools are having!


3. Museums, Restaurants, and Culture

Big city history, museums, and restaurants are combined with a small town community feel to form a unique culture. The most discerning museum goers will not be disappointed, and there is a diverse array of restaurants that will thoroughly satisfy any palate.




2. Economic Resiliency

Unlike some of the major centers of Canada which have experienced more sharp ups and downs and volatility, the Kitchener Waterloo economy and housing market have remained more stable and on a well-balanced, steady upward trajectory. Given the diversity of the area, migration of large and established business to the area, and thriving startup community – the area has consistently proven less prone to National and Global economic downturns.

1.  Historically Low Mortgage Rates

Purchasing, refinancing or investing with Altrua, your Kitchener  Mortgage Broker and Waterloo Mortgage Broker has never been easier and made more sense with interest rates at all-time lows. Reasonable long term affordability and high growth prospects are a winning combination!

Have Mortgage Comments or Questions?

Kitchener Mortgage Brokers – Waterloo Mortgage Brokers

Phone: 519-568-3377
Email: brent@altrua.ca