Brent Richardson – Mortgage Rates Ontario | Mortgage Broker | Altrua Financial

About Brent Richardson

Brent is a 15 year veteran of the mortgage industry, Principal Broker Owner at Altrua Financial and is a Certified Financial Planner (CFP) focused on long term, money-saving mortgage strategy and advice. He has written over 100 leading articles on the subject.

30 12, 2023

Mortgage Default Insurance Canada: How to Pay Less
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Mortgage Default Insurance Canada: How to Pay Less

Mortgage Main

Mortgage Default Insurance Canada: How to Pay Less

By Brent Richardson|2023-12-30T15:21:20-05:00December 30th, 2023|Mortgage Main|

Also referred to as a ‘CMHC fee’, a [...]

10 06, 2023

Bank of Canada Prime Rate Increases: Where From Here?
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Bank of Canada Prime Rate Increases: Where From Here?

Recent News

Bank of Canada Prime Rate Increases: Where From Here?

By Brent Richardson|2023-06-11T12:16:49-04:00June 10th, 2023|Recent News|

An updated framework for analyzing and estimating mortgage rate [...]

10 03, 2023

Reverse Mortgage Canada: Ultimate Guide in 2023
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Reverse Mortgage Canada: Ultimate Guide in 2023

Uncategorized

Reverse Mortgage Canada: Ultimate Guide in 2023

By Brent Richardson|2023-10-22T12:18:40-04:00March 10th, 2023|Uncategorized|

Whether or not to apply for a reverse mortgage [...]

23 09, 2022

Sit Down with George Dmitrovic, Realtor: Getting Pre Approved and Shopping for a Home
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Sit Down with George Dmitrovic, Realtor: Getting Pre Approved and Shopping for a Home

Uncategorized

Sit Down with George Dmitrovic, Realtor: Getting Pre Approved and Shopping for a Home

By Brent Richardson|2022-09-23T14:31:31-04:00September 23rd, 2022|Uncategorized|

There are multiple parts to the home shopping process. [...]

8 08, 2022

Mortgage Renewal Process and Tips for Your Best Rate in 2023
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Mortgage Renewal Process and Tips for Your Best Rate in 2023

Mortgage Main

Mortgage Renewal Process and Tips for Your Best Rate in 2023

By Brent Richardson|2023-05-01T11:14:24-04:00August 8th, 2022|Mortgage Main|

The difference that negotiating your mortgage renewal rate [...]

1 03, 2022

Should I Lock in my Mortgage Rate? Your Comprehensive Guide in 2022
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Should I Lock in my Mortgage Rate? Your Comprehensive Guide in 2022

Mortgage University

Should I Lock in my Mortgage Rate? Your Comprehensive Guide in 2022

By Brent Richardson|2023-07-05T12:12:52-04:00March 1st, 2022|Mortgage University|

With an impending Bank of Canada rate increase occurring [...]

1 01, 2022

Variable vs Fixed Mortgage: The Ultimate Guide for 2024
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Variable vs Fixed Mortgage: The Ultimate Guide for 2024

Mortgage Main

Variable vs Fixed Mortgage: The Ultimate Guide for 2024

By Brent Richardson|2024-11-25T17:07:54-05:00January 1st, 2022|Mortgage Main|

The variable vs fixed mortgage rate decision is one [...]

14 07, 2021

Mortgage Down Payment in Canada: What You Need to Know in 2024
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Mortgage Down Payment in Canada: What You Need to Know in 2024

Mortgage Main

Mortgage Down Payment in Canada: What You Need to Know in 2024

By Brent Richardson|2024-12-03T09:52:25-05:00July 14th, 2021|Mortgage Main|

Understanding the ins and outs of a mortgage down [...]

13 07, 2021

Bridge Financing: Everything You Need to Know in 2024
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Bridge Financing: Everything You Need to Know in 2024

Mortgage Main

Bridge Financing: Everything You Need to Know in 2024

By Brent Richardson|2023-12-30T15:30:13-05:00July 13th, 2021|Mortgage Main|

If you are selling one home and buying another [...]

11 07, 2021

Mortgage Stress Test in 2024 – How to Reduce or Avoid its Impact
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Mortgage Stress Test in 2024 – How to Reduce or Avoid its Impact

Mortgage Main

Mortgage Stress Test in 2024 – How to Reduce or Avoid its Impact

By Brent Richardson|2023-12-30T15:26:13-05:00July 11th, 2021|Mortgage Main|

While I believe there is some benefit of the [...]