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Buy, Renew or Access Your Homes Equity – With Confidence. 

No matter what your mortgage need is, Altrua is here to simplify the process and help make your approval a breeze. 

We are a fully licensed Mortgage Brokerage, with over 12 years history serving clients across Ontario.

Same Great Mortgages. Simply at Lower Rates.

We begin by using our high mortgage volumes and close lender relationships to access the best possible lender rates. From here,  Altrua Financial lowers its customers’ rates even further by sacrificing some of its lender paid commission. 

Our Competition Might Lower Your Rate On Exception. We Lower Your Rate By Policy.

And over 100 more lenders available.

Kitchener Mortgage Broker - Brent Richardson

We’re Experts Working for you, with you.

Get a highly trained Mortgage Broker who cares deeply about your goals – not the Banks’ bottom line. We provide unbiased mortgage options and guidance for your best result. Then we handle all the mortgage legwork – quickly and efficiently.

Click to Ask a Question or Call 1-877-248-9210 for a no obligation chat.

Our Mortgages Give Back.

Altruism (al-tru-ism): is the belief and practice for the well being of others. This reflects Altrua’s approach to mortgage service and the community.

For each mortgage funded, Altrua sponsors several important causes. We offer you the opportunity save more on your mortgage, while improving our community in meaningful ways.

Read Our Story and How We Give Back

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5 Year Fixed 1.55%
5 Year Variable 1.15%
3 Year Special 1.44%

Lowest Rates Available. Period.

We will quote you the best mortgage rates available in the market. But if you do happen to find a better rate, we will beat it or give you $500. 

Mortgage flexibility and quality count. Our lower rates come from high volumes and deeper lender discounting – not ‘high penalty’ or other costly mortgage limitations.  


From the Blog

Kitchener Mortgage Broker - Brent Richardson

Brent Richardson

Principal Mortgage Broker (Lic. # M08006143), Certified Financial Planner (CFP), BA (Hons.)

Altrua Financial Inc. FSCO #13005

Schedule a Free Call with Brent Richardson

  • Over 12 as a mortgage broker
  • 1000 +  transactions closed
  • CFP designation to help with long term mortgage change at the best possible savings.
  • Guaranteed Low Rates*

Book a Meeting with Brent Today Directly in the Calendar Just Below

Ontario Mortgage Specialists

Providing the Best Rate First Mortgages, Second Mortgages, Home Equity Loans and Commercial Mortgages across Ontario

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The Ontario Housing Market is diverse, yet strong. It is often said that houses in Ontario don’t cost money – they make money. This is due to the ongoing increases in value over the past 100 years, and demonstrated resilience across wars, financial crises and virus pandemics. The market remains resilient and continues to grow. The things that costs money is mortgage interest. This is why as Ontario Mortgage Brokers it is out mission to help lower the cost of interest so that homeowners may enjoy the growth in value of their home, while minimizing the cost of borrowing. The result of our Mortgage Brokers Ontario work is that Ontario home owners are able to pay off their mortgage faster, and spend their hard earned money on things they enjoy more.

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Ontario has a rapidly developing and dynamic economy. For each area in Ontario there is also a housing market at unique as its economy. As Mortgage Brokers in Ontario, we help consumers save money on their mortgage interest so that they may contribute to other area of their life.