Lower Rates. More Options. Trusted Advice.
Mortgage Confidently
Clients typically save $5,000 – $10,000 with a guaranteed best rate mortgage.
No paperwork. No extra fees. No obligation. No kidding!
Buy a Home or Refinance Your Mortgage – With Confidence!
No matter what you’re mortgage need is, Brent Richardson and the Altrua Financial Team are here to simplify the process and help make your approval a breeze.
Altruism (al-tru-ism): is the belief and practice for the well being of others. This reflects Altrua’s approach to unbiased, personalized mortgage service and our community.
For each mortgage funded, we sponsor several important causes. We offer you the opportunity save more on your mortgage, while improving our community in meaningful ways.
5 Year Variable Rate Mortgage from
3.44%
Contact us today for your best rate.
We will beat any bank or leading mortgage broker Ontario with an identical or better mortgage product. Connect with Altrua for a no obligation quote and see the difference for yourself.
“By far the best rates out of 5 people I called.”
– Jamie N.
Your Mortgage in 4 Easy Steps
Step 1
We Get to Know You
Get a highly qualified Mortgage Broker who cares deeply about your goals – not the Banks’ bottom line.
Step 2
We Shop the Market
With access to over 50 lenders, we provide unbiased mortgage guidance and advice for your best result. Then we handle all the mortgage legwork – quickly and efficiently.
Step 3
Easy Signing
Signing is highly secure, and convenient. There’s no printing, no messy paperwork, no stress. We’re with you every step of the way.
Step 4
Closing is Just the Beginning
After closing, we monitor your file looking for more savings and mortgage freedom sooner opportunities. We’re always just a call away.
Mortgage News and Learning Centre
Education is at the heart of our approach to mortgages. Our mortgage articles and guides, written by Brent Richardson, Certified Financial Planner and Mortgage Broker/Owner, consistently rank on Google as some of the leading mortgage publications in Canada. We invite you to learn, and connect with us at your convenience.
From the Blog

Should I Lock in my Mortgage Rate? Your Comprehensive Guide in 2022

Variable vs Fixed Mortgage: The Ultimate Guide for 2022

Mortgage Pre Approval: The Ultimate Step-by-step guide for 2022

Refinance a Mortgage in Canada: The Ultimate Guide 2022
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FREE ‘Your Mortgage, Your Life: Mortgage Elimination Program’
Our transformational program will help you save tens of thousands on interest, while paying back your mortgage in as little as half the time.
Mortgage Guides
First Home Buyer
A full mortgage ‘masterclass’ for first-time buyers. Get the foundational information to help ask the right questions, and move forward with a customized pre-approval.
My Next Home
Moving from one home to the next involves a lot of moving parts. Let’s simplify the financing aspect of your move, one step at a time.
Mortgage Refinancing
Looking to tap into your home equity for renovations, investment or debt consolidation? Whatever your purpose, we have more options and can help you save!
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Altrua Mortgage Minute Podcast
Mortgage information and the housing market are closely intertwined and change constantly. Stay informed with the Altrua Mortgage Minute Podcast – a summary of most important information.
Sign Up for the Altrua Mortgage Minute Newsletter
Our weekly newsletter keeps you current on mortgage rate trends, and other important mortgage news updates.
[mc4wp_form id=”19409″]Our clients are some of the happiest.
With thousands of clients approved, here is what they’re saying.