Mortgage Broker - Brent Richardson
  • Leading mortgage broker in Barrie, having closed over 1150 mortgages in the past 12+ years.
  • Certified Financial Planning (CFP) license to help enhance long term mortgage savings and increase your net worth. 
  • Mortgage guidance and education centric, for informed and confident mortgage decisions. 
  • Fast service that save you time and reduces stress.
  • Lowest online rates with my rate guarantee.

Brent Richardson

Principal Mortgage Broker/Owner (Lic. # M08006143), Certified Financial Planner, BA (Hons.)

Altrua Financial Inc. FSCO #13005

Book a meeting with Brent today in the calendar just below!

Private: Template – Area Main

As of December 3, 2024

As of December 3, 2024

Lender
5 YR Fixed
3 YR Fixed
5 YR Variable
Inquire

  • Altrua Financial Mortgage Rates

    Altrua scans its database of 100+ for the best rates, then negotiates these rates even lower!

    3.99%

    20% pre payment, 25 AM Max.

    Payment: $18,94/mo

    4.09%

    More balanced risk/reward. 25 YR AM max.

    Payment: $18,94/mo

    4.75%

    Purchases or insured renewals. 25 YR AM max.

    Payment: $18,94/mo

  • TD

    4.49%

    Payment: $18,94/mo

    4.57%

    Payment: $18,94/mo

    5.44%

    Payment: $18,94/mo

  • BMO

    4.59%

    Payment: $18,94/mo

    4.94%

    Payment: $18,94/mo

    5.95%

    Payment: $18,94/mo

  • Scotia

    4.49%

    Payment: $18,94/mo

    4.39%

    Payment: $18,94/mo

    5.15%

    Payment: $18,94/mo

  • CIBC

    4.59%

    Payment: $18,94/mo

    4.89%

    Payment: $18,94/mo

    5.15%

    Payment: $18,94/mo

  • RBC

    4.89%

    Payment: $18,94/mo

    4.89%

    Payment: $18,94/mo

    5.45%

    Payment: $18,94/mo

  • National Bank

    4.24%

    Payment: $18,94/mo

    4.39%

    Payment: $18,94/mo

    5.10%

    Payment: $18,94/mo

  • Alterna

    4.49%

    Payment: $18,94/mo

    4.79%

    Payment: $18,94/mo

    5.10%

    Payment: $18,94/mo

  • DUCA

    4.79%

    Payment: $18,94/mo

    5.94%

    Payment: $18,94/mo

    5.80%

    Payment: $18,94/mo

  • Meridian

    4.39%

    Payment: $18,94/mo

    4.39%

    Payment: $18,94/mo

    5.34%

    Payment: $18,94/mo

  • MCAP

    4.64%

    Payment: $18,94/mo

    4.84%

    Payment: $18,94/mo

    5.00%

    Payment: $18,94/mo

  • First National

    4.54%

    Payment: $18,94/mo

    5.04%

    Payment: $18,94/mo

    5.00%

    Payment: $18,94/mo

  • Desjardins

    4.34%

    Payment: $18,94/mo

    4.59%

    Payment: $18,94/mo

    5.85%

    Payment: $18,94/mo

  • Manulife

    4.49%

    Payment: $18,94/mo

    4.59%

    Payment: $18,94/mo

    4.80%

    Payment: $18,94/mo

  • Laurentian Bank

    4.29%

    Payment: $18,94/mo

    4.44%

    Payment: $18,94/mo

    5.00%

    Payment: $18,94/mo

Your Mortgage in 4 Easy Steps

I Get to Know You

We care about your savings and financial success – not your Banks’ bottom line.

We Shop the Market

With strong relationships and access to over 50 top banks and mortgage lenders, we provide custom tailored mortgage solutions for your best result. We also manage the closing process for you – quickly and efficiently.

Easy Signing

Signing is fast and easy. There’s no printing or scanning, no paperwork, no stress. We’re with you every step of the way. And we don’t stop looking for a lower rate until closing – and even after closing.

Closing is Just the Beginning

After closing, our custom mortgage program continuously monitors the market and your mortgage, searching for more long term savings. We keep in touch and always just a call away.

I’d Like To…

Lower My Rate!

Buy My First Home

Renew My Mortgage

Get a New to Canada Mortgage

Get a Self Employed Mortgage

Get a Second Mortgage

About Barrie

Barrie is ideally located, comfortably north of the GTA, and just south of the picturesque Ontario Muskoka’s. Barrie is unique as it blends elements of both of these geographies and forms a unique setting and culture that locals enjoy. The Cities metro population as of 2023 is just north of 260,000 people and continues to grow, as a choice settlement for Toronto commuters.   Barrie is also home to several large regional corporate centers for TD Canada Trust, Scotiabank, BMO, Coca-Cola and IBM. No doubt this is a banking related town, and locals are encouraged to use our Mortgage Broker Barrie service to find the best possible deal on what is likely to be their biggest life expense, their mortgage. Tourism is also part of the local economy, and locals are also able to enjoy the vibrant scene that tourist dollars bring in.

barrie scenery

According to the Barrie and District Association of Realtors, listings in the housing market are lower as of late 2023. With this said, prices continue to climb and there are strong indications that as jobs digitize and become work from homw, Barrie is an ideal choice for GTA workers to relocate.  Given the lower housing prices relative to Toronto, and the scenic beauty of the area – we believe that Barrie offers some of the best value in Canada, let alone Ontario for getting a mortgage and purchasing a home. For those looking to renewal their mortgage, it is definitely worthwhile to shop around as thousands can be saved in a matter of just minutes.  At Altrua Financial, your Barrie Mortgage Broker, we are happy to help out with this type of renewal, or home purchase questions that locals have. In most cases, there are no fees to use a Barrie mortgage broker, and there is no obligation with a free phone consultation.