Brent Richardson
Principal Mortgage Broker/Owner (Lic. # M08006143), Certified Financial Planner, BA (Hons.)
Altrua Financial Inc. FSCO #13005
- Leading mortgage broker in Cambridge, having facilitated over 1500 mortgages in the past 14 years.
- Certified Financial Planning (CFP) designation to provide you with unique strategies, savings and a long term savings perspective.
- Centered on education and advice for a positive, down to eath mortgage approval.
- Highly secure, fast and efficient process.
- Best rates that beat the competition in Cambridge!
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Cambridge, Ontario
Cambridge, a City of proud history, was formed out of the amalgamation of Galt, Preston, Hespler and Blair Townships. The population as of 2020 is upwards of 140,000 and is on a steady growth trajectory. The City enjoys immediate access to the Highway 401, and a 1-hour commute to central Toronto. This convenience is increasingly appealing to those employed in the GTA, and who are looking to spend far less than half the amount on a home. The average sale price in Cambridge is also about $100,000 less than in Guelph, which is situated just minutes closer to Toronto. The City also enjoys a strong local economy and is home to advanced manufacturing presences including Toyota Motors, ATS and COM DEV International. These factors will all continue to fuel a healthy local housing market. As a leading Mortgage Broker Cambridge Ontario, we provide some of the lowest rate first mortgages, second mortgages and private mortgages in the area.
Top 10 Reasons To Get a Mortgage
And Own Property In Cambridge
10. Superb Livability
The quality of life in Cambridge is among the highest in Ontario. An abundance of parks, green spaces, the Grand river set the scene very well. Local schools and hospitals are also some of the best rated with more classroom space and lower wait times. All excellent reasons to contact your Cambridge Mortgage Broker and get more information on your lowest rate mortgage solution.
9. GTA Access
With over 80% of the population located within just minutes of Highway 401 – the City is situated within 1 hour of Central Toronto and will continue to provide a superior location for a growing number Toronto commuters to purchase.
8. Affordable Housing
Compared to other cities in Canada, including neighboring Cities of Guelph, Kitchener and Waterloo, the local housing market is substantially less expensive. For example – the average summer 2019 sales price in Guelph was $476,995 and an average Cambridge 2019 selling price of $429,599.
https://cambridgeassociationofrealtors.com/
7. Excellent Education and Skilled Labour
The area is home to an incredibly diverse and skilled workforce that will continue to be a lifeblood to the area. With growing presences from Conestoga College and The University of Waterloo, Cambridge will also continue to be a National leader in workforce development.
https://www.cambridge.ca/economic_development
6. Increasing Sales
According to the Cambridge Association of REALTORS®, home sales in August 2019 were at 296 units, increasing by 25.3% on year over year basis. The dollar value of homes are increasing, as are the median home prices which stood at $329,599
5. Diverse Neighborhoods
Local neighborhoods are diverse, offering unique lifestyles that resonate with the culture of the city. Preston, Galt, and Hespeler are three of the major areas that feature various options in real estate, from more traditional housing to modern urban developments.
4. Improving Housing Trends
Housing inventory is decreasing year over year, suggesting that sales trends continue to improve in an ever strengthening seller’s market. This points to the long-term strength of purchase and rental opportunities in the region.
https://www.canadianrealestatemagazine.ca/top-neighbourhoods/cambridge-on-873.aspx
3. High Tech Zone
Cambridge has a growing tech sector, especially in advanced automation, automotive and pharmaceutical. The city is home to Toyota Motor Manufacturing Canada that currently employees over 4,500. The business environment is stable and local governments and organizations such as Comunitech continue to spur start-up companies.
2. Low Mortgage Rates
Mortgage rates in Canada are at historical lows and this allows locals to purchase excellent value and with favourable upside potential.
1. Top Investment Community
The City currently tops the list of real estate investment opportunities in Ontario. The Real Estate Investment Network (REIN) issued a report citing that Cambridge is the best city in Canada for commercial and residential real estate given the incredible value offered, location and position for continued growth.