Mortgage Pre Approval
We see mortgage pre approvals differently. It’s not just about a ‘target purchase price’, or ‘a bank pre approval certificate’.
But more fundamentally, we see the pre approval as a way to understand your true borrowing capacity, and to minimize household risk.
This is because we want to ensure your best mortgage result today while avoiding long term payment limitations.
We work to ensure longer term financial flexibility, so you can live as worry-free as possible and reach your other important goals, alongside your housing goals.

Brent Richardson, CFP, Mortgage Broker/ Owner Altrua Financial Inc.
Your Mortgage Pre Approval Should Provide
- Cash flow flexibility
- Savings/ investment opportunity
- Comfort level with mortgage rate options and risk levels
- Fine print flexibility and how this benefits you long term
- Interest rate shock tolerance
- Accurate, reliable answers to your questions
It’s all part of our pre-approval system that’s custom-tailored for you.
See how we minimize your risk and help to improve long term outcomes with a complimentary pre-approval meeting.