HSBC Mortgage Rates


HSBC

As of July 2, 2024

As of July 2, 2024

Term
Best Rates
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  • 1 Year Fixed

    7.34%

    Payment: $18,94/mo

    20/20 pre payment
  • 2 Year Fixed

    5.89%

    Payment: $18,94/mo

    20/20 pre payment
  • 3 Year Fixed

    6.74%

    Payment: $18,94/mo

    20/20 pre payment
  • 4 Year Fixed

    5.59%

    Payment: $18,94/mo

    20/20 pre payment
  • 5 Year Fixed

    5.89%

    Payment: $18,94/mo

    20/20 pre payment
  • 10 Year Fixed

    7.09%

    Payment: $18,94/mo

    20/20 pre payment
  • 5 Year Variable

    7.15%

    Payment: $18,94/mo

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HSBC Mortgage Info and Figures


HSBC is one of the most globally diversified banks and has a long history of serving clients in Canada. In the past 5 years HSBC became very aggressive with its mortgage rates and, as a result, has grown its business rapidly. 

Beyond low mortgage rates, HSBC has been known to offer cash back programs and competitive banking services to complement its mortgage service.

In 2023 RBC purchased the assets of HSBC Canada and this transaction is expected to close in late 2023 and early 2024. Clients will continue to work with the HSBC brand but will be backed by the significant size and strength of the largest bank in Canada.

Self Employed Mortgage

The HSBC self employed mortgage is a specialty of HSBC. HSBC has long positioned itself as a bank that caters to the self employed and has an excellent mortgage program geared to this income type. Clients can still expect some of the best HSBC mortgage rates along with a strong commitment to service.