Buying your first home in Oakville is an exciting experience that requires a good mortgage education to be confident.

When shopping mortgage brokers Oakville, and banks for the best mortgage, its important to keep several things in mind without getting overwhelmed with the amount of information out there. The main things to keep in mind are the following:

  • Have a good vibe or ‘click’ with the broker or mortgage professional that you are working with.
  • Ensure that the rate is highly competitive vs other banks and brokers.
  • Ensure that the fine print is flexible. You are at the beginning of your mortgage path and flexibility at this time is paramount because there are likely to change.
  • Avoid high penalty mortgages, ‘collateral mortgages’ and other inflexible terms in the fine print.

While there is a lot of other information that can be discussed, from the process to, a good pre-approval letter, to first-time buyer rebates and incentives – if you keep the above in mind and do well on these points, you will do fabulously well for years to come.

At Altrua, we invite you to apply and have a conversation with us to show us how we accomplish the above in the most reliable and efficient manner possible.