National Bank Mortgage Rates


National Bank

As of February 14, 2024

As of February 14, 2024

Term
Best Rates
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  • 1 Year Fixed

    7.24%

    Payment: $18,94/mo

    10/10 pre payment
  • 2 Year Fixed

    6.79%

    Payment: $18,94/mo

    10/10 pre payment
  • 3 Year Fixed

    5.99%

    Payment: $18,94/mo

    10/10 pre payment
  • 4 Year Fixed

    5.84%

    Payment: $18,94/mo

    10/10 pre payment
  • 5 Year Fixed

    5.59%

    Payment: $18,94/mo

    10/10 pre payment
  • 10 Year Fixed

    6.54%

    Payment: $18,94/mo

    10/10 pre payment
  • 5 Year Variable

    6.79%

    Payment: $18,94/mo

    10/10 pre payment

National Bank Mortgages

National Bank is considered by many to be one of the best run banks in Canada. Headquartered in Quebec, the Banks has locations across Ontario and other provinces too.

Best Mortgage Rates

National Bank may not be the biggest bank in Canada but is often a competitive leader, offering some of the best mortgage rates in Canada. Several times per year, we feature National Banks as our leading lender.

Beyond great rates, the fine print of the mortgage is very flexible offering 10% annual pre payment, and the ability to port the mortgage to a different home.

National Bank All in One Mortgage

National Bank offers one of the best all in one mortgages that include a home equity line of credit and regular mortgage term. This type of mortgage can even feature more than one mortgage term such as a fixed rate and variable rate within the mortgage. If one borrower wants a fixed rate and the other wants variable, you may have both in one mortgage with National bank.

National Bank Rental Property Mortgages

Whether looking to buy your first rental property or are looking to add to a portfolio of investment properties, National Bank has you covered with one of the most flexible rental property programs in the market. 

Some banks make it very difficult to use existing lease income for rental property purposes, but National Bank can be more flexible depending on the application. Either way, this lender is worth considering if looking to buy or refinance a rental property mortgage at competitive rates.