First Time Home Buyers: The Ultimate Financial Planning Resource

  • Get approved for the best mortgage rate and strategy, to save the most for years to come.
  • Plan to maximize all first time buyer incentives and save thousands.
  • Get a real, advice only financial plan to balance home ownership with life’s other priorities.

Altrua Financial Certified Financial Planners (CFP) and Mortgage Brokers specialize in working with first time home buyers to optimize their finances and get the most out of home ownership.

Click to Book an Appointment Or Call 1-877-248-9210 to Talk to a Specialist Now

Why involve Financial Planning with Buying My First Home?

Buying a home in Canada is very expensive, and is perhaps the single biggest financial undertaking you’ll ever make. Given the significance of this purchase, it makes sense to arrange your finances for optimal savings, and maximum enjoyment of ownership, without sacrificing other goals, such as travel, a family, and eventual retirement. This higher quality planning is what makes us different.

What is the process?

1. Connect with Altrua to start the conversation, needs analysis and document requirements.

2. Discuss first time incentives and how to maximize them.

3. Pre approve based on affordability limits and payment comfort zone.

4. Discuss your home criteria and preferences with a realtor.

5. Make an offer on a home.

6. Go from mortgage pre approval to full approval.

7. Review full approval and sign back.

8. Close with lawyer.

Maximize First Time Buyer Incentives

  • Learn advanced Home Buyer Plan (RRSP) and First Home Savings Account (FHSA) strategies to easily increase down payment
  • Income tax credit amount and use.
  • How to save thousands on CMHC fees.

Click to Book an Appointment Or Call 1-877-248-9210 to Talk To A Specialist Now

First Time Buyer Blueprint for Success

  • Learn what you need to prepare for a mortgage approval and home ownership.
  • Tips for tackling the buying process, and getting the best mortgage rate.
  • What you’ll want to have set up for closing, to achieve your other goals.
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Calculate My Mortgage Payments

  • See what your payments will be based on different purchase prices.
  • See the effects of lower mortgage rates.
  • Ensure the mortgage payment and ownership expenses works for you long term.

Included with the Altrua Financial, First Time Buyer Mortgage

  • Recommendation of best mortgage product flexible features and discounted rates.
  • A strong pre approval for a confident offer.
  • Custom tailored planning based on your unique situation.
  • Efficient and timely processing of the approval for a pleasant experience.
  • A personalized Financial Plan to help you gain exponential benefits over time.
  • Unlimited long term availability for questions and changes as needed

In just minutes get pre-approved for a life changing financial strategy.

Book a No Obligation Call