First Ontario Mortgage Rates


First Ontario

As of July 2, 2024

As of July 2, 2024

Term
Best Rates
Other Details
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  • 1 Year Fixed

    6.49%

    Payment: $18,94/mo

    20/20 pre payment
  • 2 Year Fixed

    6.24%

    Payment: $18,94/mo

    20/20 pre payment
  • 3 Year Fixed

    5.64%

    Payment: $18,94/mo

    -
  • 4 Year Fixed

    5.74%

    Payment: $18,94/mo

    -
  • 5 Year Fixed

    5.54%

    Payment: $18,94/mo

    20/20 pre payment
  • 10 Year Fixed

    6.69%

    Payment: $18,94/mo

    -
  • 5 Year Variable

    6.35%

    Payment: $18,94/mo

    -

First Ontario Credit Union Mortgage Rates: Options and Features

First Ontario Credit Union doesn’t just provide some of the best mortgage rates in Ontario; it builds lasting relationships with its over 126,000 members. Being a member-centric institution, it places immense value on the thoughts, ideas, and feedback of its members. Indeed, here, every member is not just a customer but an owner.

Noteworthy among its offerings is the 90-day rate guarantee. This ensures those pre-approved are insulated from fluctuating rates during house hunting.

First Ontario’s 90-day rate guarantee assures that your pre-approved rate remains stable. This gives homebuyers the confidence and assurance to focus on finding the right home without the stress of fluctuating rates. This stability allows for more predictable financial planning during this pivotal time.

This credit union further establishes its member-focused approach with its unique governance structure. As a member, you have the privilege to influence its trajectory by voting for your Board of Directors or even aspiring to be one.

FirstOntario’s recent residential mortgage loan portfolio growth is attributed to strengthening relationships with mortgage brokers. New members introduced through this channel are welcomed to various financial products and services.

Key First Ontario Credit Union Branch Locations

Oakville: 505 Dundas St W, Oakville, ON L6M 1L9 and 338 Kerr St, Oakville, ON L6K 3B5

Burlington: 4021 Upper Middle Rd, Burlington, ON L7M 0Y9

St. Catharines: 387 Scott St, St. Catharines, ON L2M 3W2

Brantford: 84 Charing Cross St, Brantford, ON N3R 2H6

Every interaction at First Ontario is not a transaction but a step towards fostering a relationship.