Save Thousands, Build Wealth Faster and Achieve Financial Freedom with Advice Only Financial Planning
*Complimentary with your mortgage*
How do I safely balance a great lifestyle and home ownership costs?
Should I repay my mortgage faster, or save more for retirement?
Will I have enough for retirement after my mortgage is repaid?
How can I best optimize my financial picture to save on income tax, build wealth faster and achieve financial freedom?
The answers to these questions and others are best provided with an advice only financial plan.
Why?
Advice only financial planing means no sales of any kind, including life insurance sales and mutual fund/investment sales, so there is no conflict of interest, and your best result is kept foremost. Instead of an emphasis on financial product sales, the focus is on providing the best possible financial advice to help you save more, build wealth faster and reach your goals most effectively.
Why include an advice only financial plan with the mortgage?
In a survey of over 1000 participants on X, 91% responded that the mortgage should be included in a financial plan.
Given that for many, the mortgage and real estate are the biggest part of the financial picture, it makes good sense to use the mortgage/real estate as a starting point for discussion.
Here are 7 other reasons it makes sense to include a financial plan with the mortgage:
1. When completing a mortgage approval, every area included in a financial plan including assets, liabilities and income are thoroughly reviewed. Because we already have 90%+ of the data required to complete the financial plan, this creates efficiency and saves you time.
2. Many who are accumulating workplace pension benefits may not meet the asset criteria or have affordable access to high quality financial planning.
3. Do it yourself/ ‘DIY’ investors often refuse to pay high investment management fees that many Certified Financial Planners charge.
4. Many would like a second opinion from their Bank or commission based investment advisor.
5. First Time Home Buyers are looking for the best programs, incentives and advanced strategy to save and gain more.
6. Some are considering a mortgage based rental property or Smith Maneuver as part of their wealth building.
7. Mortgage shoppers are savvy financial consumers that want to save the most on their mortgage. Maximum mortgage interest savings are best achieved by working efficiently in conjunction with the other areas of the financial picture. Indeed, the whole financial picture working together, is greater than the sum of its parts.
Ultimately at Altrua we want to see you succeed – far more than a one time 0.10% lower interest rate can provide. Our goal is to make a positive, significant, lasting impact on your financial future.
So weather your looking to buy, renew or refinance your mortgage, we provide you with a unique, no catch, no cost, risk free opportunity to reach your goals faster. Use our planning offer today as part of your approval, or apply it in the future at a time that suits you best. The choice is yours.